The Employer-Union Health Benefits Trust Fund (EUTF) medical plans include prescription drug and chiropractic coverage. Employees are given a choice of medical plan options that vary in monthly premium cost and benefit plan design.
Employee Eligibility
To be eligible for EUTF health benefits, the employee must be employed in a position working 20 or more hours per week and for at least 3 months.
Dependent Eligibility
Coverage is available for:
- The employee’s spouse, domestic partner or civil union partner (DP/CUP).
- The employee or spouse’s/DP’s/CUP’s children under age 26. This includes children by birth, marriage (stepchild), or adoption or placement for adoption.
- Coverage can be continued for an unmarried child, regardless of age, who is incapable of self-support due to mental/physical incapacity that existed prior to the child reaching age 19.
For more information on eligibility, please visit the EUTF website.
New employees have 45 days from the date of hire to enroll in health benefits. There is no waiting period – employees, spouses, civil union partners or domestic partners and dependents of employees are covered from the first day of employment, contingent on enrollment.
To Enroll
- Following your start date, you will receive a letter in the mail from the EUTF to register and enroll for EUTF coverage online via their Member Self-Service Portal by clicking here. If you don’t receive a letter within two weeks of your start date, please contact your departmental HR Representative.
- However, if you require immediate EUTF coverage before enrolling online in their Member Self-Service Portal, please contact your departmental HR Representative.
- If this is your first time enrolling dependents in EUTF plans, you must submit supporting proof documents.
- Marriage certificate, Civil Union certificate, or Domestic Partnership forms
- Social security number
- Birth certificate for dependent children
- Student certification (if enrolling a dependent age 19 through 23 in dental and/or vision) from an accredited school on school letterhead with registrar’s signature confirming full-time status or certificate from the National Student Clearinghouse.
The following link provides instructions on how to register and enroll in/make changes to EUTF health benefits in the Member Self-Service Portal.
Note: If you do not enroll eligible family members within 45 days (180 days for newborns) from the time you or they first become eligible, you must wait until you experience a qualifying event or the next Open Enrollment period.
Current employees must meet enrollment deadlines based on qualifying events to make mid-year changes to their health insurance plan. The most common examples of qualifying life events include the birth of a child, change in marital status, disenroll due to enrollment in other coverage, loss of coverage, and going on a leave of absence. Refer to the life events page for specific deadlines, required supplemental documentation, and step-by-step instructional guides to make these changes via the Member Self-Service portal. If there is no qualifying event, changes can only occur during the Open Enrollment period. Open Enrollment is typically during April with coverage beginning on July 1.
The university offers seven health insurance options for employees. Medical plan types include Preferred Provider Organization (PPO) plans, Health Maintenance Organization (HMO) plans and a Supplemental plan.
HMSA PPO & HMO
With an HMSA PPO plan, the name reflects the percentage breakdown between plan contribution and employee contribution. There are no deductibles for the 90/10 and 80/20 plan. See any provider in HMSA’s network. No referrals are needed to see a specialist. PPO plans work best for people who value choice.
With the HMO plan, you must pick a Primary Care Physician (PCP). Your PCP will refer you to specialists and other health care providers in your health center when you need it.
Kaiser Permanente HMO
There are no deductibles, just a copay or coinsurance for most services covered by your plan. No referrals are needed for certain specialties.
Supplemental Medical & Prescription Drug Plan
The EUTF supplemental plan is for active employee-participants who are primarily covered under a non-EUTF health plan through non-State/County employed spouse/partner or another source. Eligible medical and prescription drug expenses that are not covered by the primary medical plan such as copayments or coinsurance are paid under this plan.
- What does the supplemental health plan cover (2023-2024)?
- What does the supplemental health plan cover (2024-2025)?
- Where can I find more information?
To file a claim, submit the Online Reimbursement Request form.
To check the status of your claim, contact HMA’s Claims Customer Service Department at (808) 951-4643.
The University’s contribution towards the cost of your health care plans is negotiated through the collective bargaining process; the employee’s cost is the remaining portion of the health care plan’s monthly premiums.
Employees have the option of paying their health care plan premiums on a pre-tax or post-tax basis through payroll deduction.
Monthly Premium Rates
Effective July 1, 2023 through June 30, 2024
Effective July 1, 2024 through June 30, 2025
The federal Patient Protection and Affordable Care Act (ACA) expanded access to insurance, increased consumer protection, emphasized prevention and wellness, improved quality and system performance, expanded the health workforce, and curbed rising health care cost. Information about the ACA may be found in the Affordable Care Act Employee Notice.
Premium Assistance for COBRA Benefits Notice 2021-31
Summary of the COBRA Premium Assistance Provisions under the ARPA of 2021
Request for Treatment as an Assistance Eligible Individual Form
EUTF Monthly COBRA Premiums (July 1, 2020 – June 30, 2021)
For Employees
- December 6, 2022 Enrollment Tips Memo for Employees: Kaiser Permanente Hawaii Mental Health Professionals Strike, Address Updates, and Pre-Retirement Health Benefits Workshops
- September 27, 2022 Cheat Sheet for New Hires Enrolling in EUTF Health Benefits: Enrollment Methods, Documents Required, Helpful Tips, and Insurance Carriers
- August 24, 2022 New Benefits Administration System: How to obtain answers to EUTF (General) Questions, Insurance Carrier Questions, Reminders regarding Qualifying Events and Supporting Documents, and EUTF Contact Information
- July 28, 2022 New Benefits Administration System: Update on EUTF’s Processing of EC-1 forms (Open Enrollment, Recurring and Qualifying Event Changes), Urgent Services and Member Self Service
- July 5, 2022 New Benefits Administration System: Update on EUTF’s Processing of EC-1 forms (Open Enrollment, Recurring and Qualifying Event Changes, Domestic Partners) and Member Self Service Launch
- June 27, 2022 New Benefits Administration System: Update on EUTF’s Processing of EC-1 forms (Open Enrollment, Recurring and Qualifying Event Changes)
- April 5, 2022 New Benefits Administration System: Basic information and conversion timeline
- February 16, 2022 Enrollment Tips Memo for Employees: Newborn Enrollment and Supporting Documents, SSN and Supporting Documents Reminder, EUTF’s New Benefit Administration System, Change of Address, and Pre-Retirement Health Benefits Workshops
- September 7, 2021 Enrollment Tips Memo for Employees: Virtual Appointment Sessions via Microsoft Teams, SSN and Supporting Documents Reminder, New Benefit Administration System, Change of Address, and Pre-Retirement Health Benefits Workshops
- May 28, 2021 Enrollment Tips Memo for Employees: New Benefit Administration System, Change of Address, and Pre-Retirement Health Benefits Workshops
- April 1, 2021 Enrollment Tips Memo for Employees: New Benefit Administration System, HIPAA Privacy Notice, Change of Address, and EUTF Pre-Retirement Health Benefits Workshops
- November 2020 Well Aware Message: Stress Management, Emotional, and Behavioral Health Resources
- October 9, 2020 Enrollment Tips Memo for Employees: EUTF Operations, Inquiries About Processing Status or Documents Received, and Pre-Retirement Health Benefits Webinars
- June 25, 2020 Enrollment Tips Memo for Employees: Scheduled Appointments, Securian Online Beneficiary Designation, Supporting Documents, and Pre-Retirement Health Benefits Webinars
Wellness Challenges and Webinars Monthly Health Topics
For HR Representatives
- October 11, 2022 New Benefits Administration System: Guidance on when to submit an EC-1 form to EUTF
- July 28, 2022 New Benefits Administration System: Update on uploading new hires into the BAS, BAS Issues, Member Self Service Launch and HRO Training on the new BAS
- April 5, 2022 New Benefits Administration System: Basic information and conversion timeline
- February 16, 2022 Enrollment Tips Memo for HR Representatives: Newborn Enrollment and Supporting Documents, SSN and Supporting Documents Reminder, Axway File Limitations, EUTF’s New Benefit Administration System, Change of Address, and Pre-Retirement Health Benefits Workshops
- September 7, 2021 Enrollment Tips Memo for HR Representatives: Virtual Appointment Sessions via Microsoft Teams, SSN and Supporting Documents Reminder, Axway File Limitations, New Benefit Administration System, Change of Address, and Pre-Retirement Health Benefits Workshops
- May 28, 2021 Enrollment Tips Memo for HR Representatives: New Benefit Administration System, Termination and Demographic Changes, Fax and Axway Files, Change of Address, Pre-Retirement Health Benefits Workshops, and HRO/CPO Training Webinars
- October 9, 2020 Enrollment Tips Memo for HR Representatives: EUTF Operations, Inquiries About Processing Status or Documents Received, HR Training Webinars, and Pre-Retirement Health Benefits Webinars
- June 25, 2020 Enrollment Tips Memo for HR Representatives: Scheduled Appointments, Employment and Supporting Documents Reminder, and Pre-Retirement Health Benefits Webinars